Profile

Dr. Andrew Nigrinis is a professional economist with over 15 years of experience in the economics of consumer financial services. He specializes in the application of economic, financial, and statistical analyses in the context of corporate litigation, regulatory actions, and compliance matters.

Before joining Edgeworth, Dr. Nigrinis served as the sole enforcement economist at the Consumer Financial Protection Bureau (CFPB) in consumer financial services and led the Bureau’s economic analysis and evaluation of over 70 cases. Throughout his career, Dr. Nigrinis has managed investigations related to allegations of unfair or deceptive practices, fair lending, disputes between financial services providers and lenders, allegations of mortgage and student loan servicing issues, as well as credit card fees, debt collections, and dark patterns. He has also provided economic analysis of consumer financial regulations and policy and has extensive experience with sampling and big data. While at the CFPB, Dr. Nigrinis worked alongside State Attorney Generals as well as DOJ and OCC officials on a wide range of matters.

Dr. Nigrinis also taught in the Applied Master’s in Economics program at the University of Maryland and at the University of Alberta.

PREVIOUS EXPERIENCE

  • Enforcement Economist, Consumer Financial Protection Bureau (CFPB)
  • Senior Economist, Econometrica
  • Senior Workforce Analyst/Economist, American Psychological Association (APA)
  • Principal Statistician in Economic Capital, Capital One Financial
  • Adjunct Professor, University of Maryland and University of Alberta


Insights & News

Publications

  • A Primer on Dark Patterns
    The Consumer Finance Monitor Podcast | 04.06.2023

    On The Consumer Finance Monitor Podcast, Edgeworth Principal Dr. Andrew Nigrinis and host Alan Kaplinsky discuss the concept of dark patterns, related regulatory action, and strategies for companies to reduce the risk of dark patterns allegations. 

Edgeworth Insights

  • The CFPB Enters Uncharted Territory as a Competition Authority
    Blog, 02.07.2023

    In July 2021, the White House ordered the Consumer Financial Protection Bureau (CFPB) to promote competition in consumer financial markets through enforcement actions or rule-making. As a result, the CFPB is now poised to begin regulating and enhancing competition in consumer finance.

Speaking Engagements

News

Education

Dr. Nigrinis earned a PhD in Economics with a specialization in Applied Micro-Economics from Stanford University, where he was a SIEPR fellow. He received his MA in Economics from Queens University in Kingston, where he was awarded the Carmichael Fellowship. In addition, he earned a BA in Economics with honors from the University of Alberta, where he won The Trans-Alberta Scholarship and The Alexander MacGibbon Gold Medal in Economics.

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